Legal-Grade Credit Dispute Letters in Minutes
AI that thinks like a consumer credit attorney. Upload your credit report, get customized dispute letters citing only the laws that apply to your specific accounts.
One-time payment. No subscription. No hidden fees.
Attorney-Level Analysis
FCRA, FDCPA, CFPB expertise
Custom Per Account
No generic templates
Instant Generation
Complete packet in minutes
How It Works
Three simple steps to professional-grade dispute letters
Upload Your Credit Report
Download your free report from AnnualCreditReport.com and upload the PDF. We support all three bureaus: Equifax, Experian, and TransUnion.
AI Legal Analysis
Our AI classifies each negative account by violation type, matches applicable laws, and creates a custom legal strategy for maximum deletion probability.
Download Dispute Packet
Receive attorney-style dispute letters, debt validation requests, CFPB complaint drafts, and a certified mail checklist—all customized to your accounts.
Legal Precision, Not Templates
Most credit repair services use the same generic letters for everyone. We analyze each account individually and cite only the laws that actually apply.
Other Services
- Generic template letters
- Same statutes for every account
- No legal analysis
- Requests 'correction' not deletion
- Monthly subscriptions
DisputeKit AI
- Custom letters per account
- Only applicable law citations
- Attorney-level violation analysis
- Demands deletion with legal backing
- One-time $9 payment
"This dispute packet is customized per account using only the laws that apply to your specific credit report. No generic templates."
Your Complete Dispute Packet
Everything you need to dispute inaccurate items and demand deletion
Attorney-Style Credit Analysis
Comprehensive legal breakdown of every negative item with violation classification and applicable statutes.
Bureau Dispute Letters
Tailored letters for Equifax, Experian, and TransUnion citing specific legal violations per account.
Furnisher Direct Letters
Custom disputes sent directly to creditors and collection agencies with legal demands.
Debt Validation Letters
FDCPA-compliant validation requests that put collectors on the defensive.
Method of Verification Requests
Demand bureaus reveal how they verified disputed information under 15 USC §1681i.
CFPB Complaint Drafts
Ready-to-file complaints with the Consumer Financial Protection Bureau for escalation.
FTC Identity Theft Packet
Complete fraud documentation if identity theft indicators are detected.
Certified Mail Checklist
Step-by-step timeline and tracking system for all your dispute correspondence.
Real Results
See what legal precision can do for your credit
"Three collections deleted in 45 days. The letters cited laws I'd never heard of, and the collectors couldn't argue with them."
Marcus T.
Atlanta, GA
"My credit repair company charged $100/month for templates. This $9 packet got better results in one round than they did in six months."
Jennifer S.
Phoenix, AZ
"The AI found a UCC assignment issue my lawyer missed. Debt buyer deleted the $12,000 account rather than prove ownership."
David K.
Chicago, IL
Simple, One-Time Pricing
Attorney-quality dispute letters at a fraction of the cost
Complete Dispute Packet
No subscription. No hidden fees. No upsells.
- Full credit report analysis
- Custom letters per account
- All three bureau disputes
- Furnisher direct letters
- Debt validation letters
- CFPB complaint drafts
- Method of verification requests
- Certified mail checklist
- No subscription required
Secure checkout. Instant access after payment.
Compare to credit repair services charging $79-$149/month for generic templates
Frequently Asked Questions
Everything you need to know about DisputeKit AI